Information We Collect
When you use orivexanthulo's financial forecasting
platform, we collect various types of
information to provide you with personalized
budgeting tools and financial insights. The
information we gather helps us understand your
financial goals and deliver relevant features.
Personal Information
- Name, email
address, phone number, and postal address for
account creation and communication
- Financial
information including income, expenses, and
budgeting categories you choose to input
- Bank account
connections and transaction data when you
link your financial institutions
- Device
information, IP address, and browser details
for security and technical optimization
Usage Information
We automatically collect information about
how you interact with our platform. This
includes the features you use most
frequently, time spent on different sections,
and patterns in your financial planning
activities. We also track technical data like
session duration and click patterns to
improve our user experience.
How We Use Your Information
orivexanthulo uses your personal information primarily
to deliver our financial forecasting services
and enhance your budgeting experience. We're
committed to using your data responsibly and
only for legitimate business purposes that
benefit your financial planning journey.
Primary Uses: Account
management, personalized financial insights,
budget tracking, spending analysis, goal setting
tools, and customer support services.
- Creating and
maintaining your orivexanthulo account with secure
access controls
- Generating
personalized financial forecasts based on your
spending patterns and income
- Sending important
account notifications, security alerts, and
service updates
- Improving our
platform's functionality through usage analytics
and performance monitoring
- Providing customer
support and responding to your inquiries or
technical issues
Information Sharing and Disclosure
orivexanthulo takes a conservative approach to sharing
your personal information. We never sell your
data to third parties for marketing purposes.
However, there are specific circumstances where
we may share limited information with trusted
partners or as required by law.
Third-Party Service Providers
We work with carefully selected service
providers who help us operate our platform
securely. These partners include cloud
hosting services, payment processors, and
security monitoring tools. All third parties
are bound by strict confidentiality
agreements and can only use your data for
specific purposes related to our services.
Legal Requirements
In accordance with Canadian privacy laws and
regulations, we may disclose personal
information when required by court orders,
government investigations, or to protect our
users' safety and security. We carefully
review all legal requests and only share the
minimum information necessary.
Data Security and Protection
Protecting your financial information is our top
priority. orivexanthulo employs multiple layers of
security measures to safeguard your data against
unauthorized access, theft, and misuse. We
regularly update our security protocols to
address emerging threats and maintain compliance
with Canadian privacy standards.
- 256-bit SSL
encryption for all data transmission between
your device and our servers
- Multi-factor
authentication options to secure your account
access
- Regular security
audits conducted by independent cybersecurity
firms
- Automated
monitoring systems that detect and respond to
suspicious activities
- Secure data
centers with physical access controls and
environmental protections
While we implement comprehensive security
measures, no system is completely immune to
threats. We encourage you to use strong
passwords, enable two-factor authentication, and
promptly report any suspicious account activity.
Your Rights and Choices
Under Canadian privacy legislation, including
PIPEDA (Personal Information Protection and
Electronic Documents Act), you have specific
rights regarding your personal information.
orivexanthulo respects these rights and provides clear
mechanisms for you to exercise them.
Access and Correction
You can access most of your personal
information directly through your orivexanthulo
account dashboard. For additional information
or to request corrections, contact our
privacy team at info@orivexanthulo.com. We'll
respond to your request within 30 days and
provide the information in an accessible
format.
Data Deletion
You have the right to request deletion of
your personal information, subject to certain
legal and operational requirements. When you
close your orivexanthulo account, we'll delete your
personal data within 90 days, though we may
retain some information for legal compliance
or fraud prevention purposes.
- Request a copy of
all personal information we have about you
- Update or correct
inaccurate information in your profile
- Opt out of
non-essential marketing communications
- Withdraw consent
for certain data processing activities
- File a complaint
with the Privacy Commissioner of Canada if you
have concerns
Data Retention
orivexanthulo retains your personal information only
for as long as necessary to provide our services
and comply with legal obligations. Different
types of data have different retention periods
based on their purpose and regulatory
requirements.
Active Account Data
While your account remains active, we retain
your financial data, transaction history, and
account information to provide ongoing
services. You can delete specific financial
records at any time through your account
settings, though this may affect the accuracy
of your financial forecasts.
Closed Account Data
After you close your orivexanthulo account, we
delete most personal information within 90
days. However, we may retain certain records
for up to seven years to comply with Canadian
financial regulations and tax requirements.
This includes transaction logs and account
closure documentation.
International Data Transfers
orivexanthulo primarily stores and processes your data
within Canada using Canadian data centers.
However, some of our service providers may
process data outside Canada, including in the
United States. When we transfer data
internationally, we ensure appropriate
safeguards are in place to protect your privacy.
All international data transfers comply with
Canadian privacy laws and include contractual
protections that require foreign service
providers to maintain Canadian-level privacy
standards for your information.
Cookies and Tracking Technologies
orivexanthulo uses cookies and similar technologies to
enhance your user experience and improve our
platform's functionality. These small data files
help us remember your preferences, maintain your
session, and provide personalized features.
- Essential cookies
that enable core platform functionality and
security features
- Performance
cookies that help us analyze how users interact
with our platform
- Preference cookies
that remember your settings and customization
choices
- Analytics cookies
that provide insights into usage patterns and
feature effectiveness
You can manage your cookie preferences through
your browser settings, though disabling certain
cookies may limit some platform features. We
don't use third-party advertising cookies or
track your activity across other websites.
Changes to This Privacy Policy
orivexanthulo may update this privacy policy
periodically to reflect changes in our
practices, technology, or legal requirements.
When we make significant changes, we'll notify
you through your registered email address and
provide a prominent notice on our platform.
Notification Process
For major policy changes that affect how we
handle your personal information, we'll
provide at least 30 days' notice before the
changes take effect. You'll have the
opportunity to review the updated policy and,
if necessary, adjust your account settings or
contact us with questions.
Last updated: March 15, 2025